What a Smart Solution!

Become a Smart Consumer

Access to valuable discount and wellness benefit solutions that allow you to take control of your budget and make your health care dollars go further.

SmartSolution Plus Virtual Primary Care logo

$

1899

per month individual

  • Appointments within 24 hours with Virtual Primary Care Provider

  • Virtual Urgent Care - $0 Consult Fee

  • Intelligent Specialist Referrals

  • Prescription Discounts

Not available in WA.

Lifestyle and Protection Plan logo

$

1095

per month family*

  • Complimentary Legal Consultation and Discounted Attorney Fees

  • Free Legal Forms and Resource Center

  • ID Theft Resolution

  • Roadside Assistance

  • Discounts on Dining, Shopping, Professional Services and More

  • Grocery Coupons

  • Hotel and Lodging Discounts

  • Gym Membership Savings - Active&Fit Direct™ Self-Pay Fitness Benefit

  • Vehicle Service Savings

  • Pet Assure Veterinarian Discounts

  • Pet Prescription Savings

Not available in WA.

Dental & Vision+ logo

$

850

per month family*

  • Dental Discounts

  • In-Person Vision and Eyewear Savings

  • Online Eyeware Savings

  • Patient Advocacy with Medical Bill Negotiations

Not available in AK, OK, RI, UT, VT, WA.

Insurance Plans Sold Separately

Aflac logo

GET A QUOTE TODAY

Individual & Family Insurance Options Available

  • Critical Illness

  • Accident

  • Cancer/Specified-Disease

All plans are not available in all states, including but not limited to, New Jersey and New York.

Coverage is underwritten by Tier One Insurance Company.


Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).

Aflac | Tier One | WWHQ | 1932 Wynnton Road | Columbus, GA 31999



  • Critical Illness: in DE, Policy T70000. In ID, Policy T70000ID. In OK, Policy T70000OK. In VA, policies T70000VA & T70000GVA.

  • Accident: In DE, Policy T37000. In ID, Policies T37100IDR, T37200IDR, & T37300IDR. In OK, Policy T37000OK. In VA, Policies T37100VA, T37200VA, T37300VA, T37400VA, T37600VA.

  • Cancer/Specified-Disease: In DE, Policy T70000. In ID, Policy T70000ID. In OK, Policy T70000OK. In VA, policies T70000VA & T70000GVA.


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Benefit Solutions

Smart Solution Plus Virtual Primary Care

SmartSolution Plus Virtual Primary Care logo Enroll Now

Be seen on your schedule, by the same provider, for all your traditional healthcare needs.

What

What’s virtual primary care? A service that helps you handle your healthcare in many of the same ways an in-person primary care physician can, just over the phone or by video! Is there a cost? Check-ups with your primary care provider are included in your plan and provided at no cost to you.

Who

Who will I see? When registering you will select one of our board-certified physicians to be your primary care provider.

When

Use instead of urgent care or primary care office visits. Request a visit and tell us what’s wrong. We’ll order tests, prescribe and refill medications, recommend ways to feel better, and can even arrange referrals and procedures with local specialists.

When can I use?

Schedule a primary care visit in as few as 24 hours, or request an urgent care visit on-demand.

How

How do I save more money? Since visits are included in your plan you don’t have to think about co-pays or confusing bills when you meet with your provider. Plus, we offer prescription discounts, saving you more.

Where

Where can I use telehealth? From the privacy of your own home or office, online, over the phone, or by app.

Your provider can help with: Minor illnesses and injury • Chronic health concerns • Mental health concerns • Prescriptions or refills • Referrals to specialists • Lab work and imaging • Care navigation • General advice and consultation • and more

Lifestyle and Protection Plan

Lifestyle and Protection Plan Enroll Now

Save on items you use every day!  The savings below allow you to take control of you and your family’s* budget to make your dollars go further!  Program includes:

  • Complimentary Legal Consultation and Discounted Attorney Fees: Receive up to 60 minutes of legal consultation per separate legal matter FREE, plus 25% off attorney fees should you need further help.

    When you need legal advice or representation by an attorney, your membership will make help available to you. This exclusive benefit can help you navigate everything from traffic violations and divorces to wills and estate protection. Receive up to 60 minutes of legal consultation per separate legal matter FREE, plus 25% off attorney fees should you need further help.

  • Free Legal Forms and Resource Center: Unlimited access to CLC’s Legal Resource Center which contains state-specific editable business and personal legal forms and a library of legal articles on a variety of topics.

    Forms include, but are not limited to:
    • Personal Documents: Complaint Letters, Living Trusts, Wills, and more
    • Business Documents: Business Agreements, Corporations and LLCs, Sale of Goods, and more
    • Legal & Financial Forms: Affidavits, Sales & Leases, Powers of Attorney, and More

  • ID Theft Resolution: In a world where identities are stolen on a daily basis, identity theft protection is absolutely essential. Members enjoy ID theft protection, providing: unlimited restoration and recovery services, fraud resolution, tax fraud assistance, legal services and financial coaching consultations.
    1. Unlimited Restoration and Recovery Services
      This benefit assists you with restoring your credit and/or financial reputation. Fraud Resolution Specialists™ will execute the process through a Limited Power of Attorney, mitigating some of the costly steps required to properly dispute fraudulent debts as a result of identity theft, and documenting actions taken during the resolution/recovery process – including all required document preparation. The FRS™ will become the advocate on your behalf with any involved entities.
    2. Fraud Resolution Team
      You have unlimited access to a team of Fraud Resolution Specialists™. Each FRS™ is an experienced fraud representative and has been trained under the Fair Credit Reporting Act (FCRA). Each FRS is educated on and familiar with prohibited “collection” company activities under the Fair Debt Credit Protection Act (FDCPA). Additional certifications include Certified Identity Theft Risk Management Specialist® and Certified Credit Report Reviewer.
    3. Tax Fraud Assistance
      Through staffed CPA’s and Enrolled Agent, and via Power of Attorney, this benefit helps victims of tax fraud by working directly on their behalf with the IRS. This is a premium feature offering identity theft protection services.
    4. Legal Services
      You are entitled to a free initial sixty-minute consultation with an attorney concerning each new issue involving theft of your identity. After the initial consultation, the participating attorney may be retained at a preferred rate reduction of 25% off of the attorney’s standard hourly or fixed fee rates.
    5. Financial Coaching Consultations
      You are entitled to up to a sixty-minute telephone consultation with a Financial Coach at no cost. A Financial Coach can assist you with restoring and rehabilitating your credit reputation and financial status, which have been damaged as a result of an identity theft crisis or fraud. Coaches have undergone extensive training in this area and have acquired training under the Fair Credit Reporting Act (FCRA). Coaches are also trained under the Fair and Accurate Transactions Act (FACTA) in order to assist in a complete review and understanding of your credit report. Coaches are Certified Credit Counselors, in addition to holding certifications like CFP® Professional, Enrolled Agent, CPA, and Certified Credit Repair Specialist, and experience as former bankers and insurance professionals.

  • Roadside Assistance: Peace of Mind with 24/7 Roadside Assistance

    THIS IS NOT AN INSURANCE CONTRACT.

    This is not an Automobile Physical Damage or Automobile Liability Insurance contract.

    Members enjoy the safety and security of knowing that roadside assistance is available anytime, anywhere in the U.S. or Canada. Members are covered up to $100 USD for towing, flat tire repair, fuel delivery, lock-outs and jump starts. The Roadside Assistance benefit is extended to your spouse and any children 21 years of age or under who live with you. You’re entitled to up to three (3) incidents per year.

  • Discounts on Dining, Shopping, Professional Services, Grocery Coupons and Mobile Access: As part of your membership, you will save with thousands of deals that offer 50% off at over 300,000 online dining, shopping, grocery and entertainment merchants plus over 275,000 “show-your-phone” mobile coupons. Members save on everything from groceries, oil changes, discounted amusement park tickets, restaurants, fast food and much more!

  • Hotel and Lodging Discounts: You save an average of 26% off at more than 150,000 hotels worldwide through Hotel Engine. Search and save online or on your mobile device at the Hotel Engine app and earn Hotel Engine rewards points that you can use towards free hotel stays.

  • Vehicle Service Savings: Take care of your vehicle with discounted parts and service at a variety of participating service providers.
    • Jiffy Lube - Receive 15% off the regular retail price of products and services at participating locations.
    • Meineke Car Care Center - Receive an 11% discount on all automotive services and a 5% discount on batteries and other select products at participating locations.
    • MAACO - Receive a 10% discount on all regular priced costs for paint and labor at participating locations.
    • AAMCO - Receive a 10% discount up to $100 on all regular priced costs of transmission service at participating locations.

  • Veterinarian Discounts: Save on your pet needs with Pet Assure!
    This pet care savings program has been helping pet families like yours provide quality care at an affordable price since 1995! If you have pets in your family, this is one benefit you’ll use over and over again.


    Enroll Any Pet

    Pet Assure is not insurance which means you can register any pet regardless of their breed, age, or health condition. With Pet Assure, pre-existing conditions and hereditary diseases are not a problem and there is no waiting period. Pet Assure isn’t just for dogs and cats – any type of pets from birds and snakes to guinea pigs and ferrets as well as pot bellied pigs, horses, and more can benefit from the program.


    Pet Assure Highlights

    With Pet Assure, you will receive:

    • Discounts from participating veterinarians and retailers
    • 25% on veterinary medical care
    • 5% to 35% on pet products and services
    • Our 24/7 Lost Pet Location Service
    • Our popular daily Animals With Attitudes© email calendar
    • Periodic coupons and specials to save even more


    Savings on food and flea products, routine boarding and grooming, outside services, low-margin pharmaceuticals, and items already discounted are at the veterinarians’ discretion, but may be available at a savings through another participating merchant.

  • Pet Prescription Savings: Your pets are part of the family, and your membership offers a savings card for your pets’ prescriptions, heartworm medications, vitamins, flea and tick treatments, specialty shampoos and more. This benefit is not available in WA. This is NOT insurance.

  • Gym Membership Savings - Active&Fit Direct™ Self-Pay Fitness Benefit:

    Choose Your Favorite Gym
    Choose from a nationwide network of 12,500+ standard fitness centers for just $28/month. Plus, you have the option to join any of the 8,500+ premium exercise studios and get 20-70% discounts on most memberships. No long-term contracts give you the flexibility to switch fitness centers and cancel when you need to.

    Initial payment includes one low enrollment fee and your first two month's membership.

*This membership covers spouse or domestic partner, dependent children up to the age of 26, parents in the household over age 60 and any other IRS dependents.

Program not available in WA. 

Dental & Vision Savings+

Dental & Vision Savings+ logo Enroll Now

The Dental and Vision Savings+ plan contains health discounts and wellness services allowing you to take control of your family’s* budget to make your healthcare dollars go further.

 

Plan Features:

  • Dental Discounts: Save 15% - 50% on routine check-ups, fillings, crowns, braces, and even cosmetic work. Choose from a network of over 50,000 participating providers, including general dentists and specialists.
    LOCATE A DENTAL PROVIDER
  • In-Person Vision and Eyewear Savings: Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons. Participating companies include Pearle Vision, JCPenney Optical, LensCrafters, and more. To see a schedule of fees on vision services, click here.
  • Online Eyewear Savings: Save 75% off frames. Choose from over 3,000 frames, including all the top designer brands. Our online platform allows members to easily access all eyewear from the comfort of their computer and includes virtual try-on technology. All orders include free upgrades and coatings, such as UV, Anti-Scratch, Anti-Glare coatings as well as free shipping.
  • Patient Advocacy: From scheduling appointments to negotiating medical expenses, the Patient Advocacy benefit can help you maximize the value out of your discount medical benefits and saves you the time and hassle of scheduling appointments, transferring records, and arranging procedures—all at no additional cost to you.

 

*Plan covers spouse or domestic partner, dependent children up to the age of 26, parents in the household over age 60, and any other IRS dependents.

Discount Health and Wellness Benefits provided by Alliance HealthCard of Florida, Inc. Program not available in AK, OK, RI, UT, VT, and WA.

Discount Medical Disclosures:** The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. Call 1-877-718-4649 or email [email protected] for more information or visit the provider locator on this site for a list of providers. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. The fees for The Plan are specified in the membership agreement. The Plan includes a 30-day cancellation provision. Note to MA consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.

Administrator reserves the right at any time and in its sole discretion to add, substitute, or discontinue any benefit(s) or the program.


**For avoidance of doubt, the disclosures are not applicable to the AFLAC Plans.